Uno Wallet
Uno Wallet is a YC Spring 2026 (P26) company. Based in San Francisco, CA, USA. Team of 2.
About Uno Wallet
Summary
Uno Wallet builds an AI-powered mobile payment wallet for iPhone users who want to maximize credit card rewards without thinking about it. At checkout, Uno automatically selects the card that earns the most points or cash back for that specific purchase, replacing the manual decision a consumer would otherwise make. Uno is the first third-party wallet Apple has granted permission to serve as the default contactless payment app on iPhone.
Go-to-market
Consumer iPhone users download Uno as their default contactless wallet, entering through the credit card rewards optimization hook as a self-serve mobile app.
From the Y Combinator listing
The AI mobile wallet that replaces Apple Pay
Uno is the first third-party wallet granted access by Apple to become the default contactless wallet on iPhone. Uno is building a new payment rail, starting with a smarter wallet experience. The wedge is credit card points optimization. Founded by Saket Joshi (www.linkedin.com/in/saket-dattatray-joshi/) and Mordi Shadpour (www.linkedin.com/in/mordi-shadpour/)
Facts
- Fintech / Fintech -> Payments
- San Francisco, CA, USA
- 2
- Active
- Early
Founders (2)
- Saket Joshi
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