
Ruma Care
Ruma Care is a YC Winter 2026 (W26) company. Based in San Francisco, CA, USA. Team of 2.
About Ruma Care
Summary
Ruma Care builds the administrative operations platform for biologic infusion clinics, handling prior authorizations and copay assistance enrollment. Infusion clinics buy specialty biologics costing $80,000 to $150,000 or more per patient per year upfront, then seek reimbursement through insurers, but a 37% annual denial rate and paper-heavy workflows leave clinics absorbing drug costs when authorizations fail. Ruma pulls patient, diagnosis, medication, and insurance data from a clinic's EHR, matches each case to payer-specific submission criteria, auto-fills and submits prior auth forms, and follows up with insurers until approval, replacing a process that previously stretched across 70-plus portals, paper forms, and manual phone calls.
Go-to-market
Biologic infusion clinics are the direct buyer, with care teams accessing the platform through a self-serve trial flow advertised on the website.
From the Y Combinator listing
The operations stack for biologic infusion clinics
Ruma Care automates all admin work for infusion clinics - starting with prior authorizations & copay assistance enrollment. Biologics are expensive medications that cost $80-$150K+ per year per patient, and often need to be administered in specific settings called infusion clinics. Medical providers buy these drugs up front to secure pricing deals and safer inventory - they are reimbursed for the cost of the medications through the patients’ insurance. Current medical workflows aren't built for infusion clinics. Inventory, storage, transport, and billing is still managed through paper and excel spreadsheets. And because they’re so expensive, these specialty medications are denied by insurers at a rate of 37% each year. When they are denied, when workflows fail, or patients are infused before paperwork is cleared, providers don’t get reimbursed for the medication and are left covering the costs. Ruma Care solves this so clinics get paid, patients get treated faster, and care teams spend less time fighting forms. We do this in three ways: 1. For each medication, diagnosis, and insurance combination, Ruma extracts the submission criteria required to get the drug approved by insurers. 2. We pull out the correct forms, then automate the form-filling for prior authorizations. 3. Lastly, we enroll patients in copay assistance programs, all in one workflow and platform. We turn a process that traditionally spans 70+ online portals, disparate paper forms, and manual phone calling into a single, streamlined platform. As we process prior authorizations, our models learn from denial patterns to understand exactly what insurers need to see to get a prior authorization approved.
Facts
- Healthcare / Healthcare
- San Francisco, CA, USA
- 2
- Active
- Early
Founders (2)
- Christina Huang
- Meng Fei Shen
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