Gravy
Gravy is a YC Spring 2026 (P26) company. Based in San Francisco, CA, USA. Team of 2.
About Gravy
Summary
Gravy builds a local-first AI workspace for personal finance that connects bank accounts, cards, and brokerages in one place. Specialized agents categorize transactions, track subscriptions, monitor investments, and organize tax records automatically. The product replaces the manual work of reconciling accounts across apps and hunting for deductions before tax season.
Business model
Free Mac download with a paid Business tier.
Go-to-market
Individual consumers and small businesses download the Mac app directly; the product is self-serve with no sales motion shown on the site.
From the Y Combinator listing
Agents that move money, trade stocks, and file taxes.
Facts
- Fintech / Fintech -> Consumer Finance
- San Francisco, CA, USA
- 2
- Active
- Early
Founders (2)
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