Drip
Drip is a YC Spring 2026 (P26) company. Based in São Paulo, SP, Brazil; Remote. Team of 15.
About Drip
Summary
Drip builds a consumer payment product that combines credit with instant Pix transfers, letting Brazilian shoppers pay on credit and earn cashback while merchants receive funds through Pix's existing network. It replaces the traditional credit card stack for everyday purchases, targeting the large share of Brazilian e-commerce already running on Pix. Customers onboard, shop, and manage payments through Drip's own app.
Business model
A fee on transactions plus cashback funded from interchange, structured around credit extended to consumers at the point of sale.
Go-to-market
End consumers in Brazil adopt the product through Drip's app, gaining access at merchants already accepting Pix, which covers the majority of Brazilian e-commerce without requiring merchant-side integration.
From the Y Combinator listing
Infrastructure to replace most monetization tooling
Drip combines the best of Pix and a credit card. We enable customers to pay with credit and earn 2%+ cashback with the speed and widespread acceptance of Pix. Through our app customers can onboard, shop nearly anywhere and manage their payments. We're enabling transactions via Pix's existing network (85%+ of e-comm).
Facts
- Fintech / Fintech -> Payments
- São Paulo, SP, Brazil; Remote
- 15
- Inactive
- Early
Founders (3)
- Paulo Albuquerque
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