Zolvo
Zolvo is a YC Spring 2026 (P26) company. Based in San Francisco, CA, USA. Team of 3.
About Zolvo
Summary
Zolvo automates the back office for commercial lenders, covering invoice verification, payment reconciliation, collections outreach, and portfolio monitoring. It targets lenders running factoring, asset-based lending, private credit, and adjacent products who rely on legacy platforms and manual, operator-heavy workflows. Teams go live in weeks and shift from processing every transaction to handling exceptions only.
Go-to-market
Commercial lenders are the primary buyer, reached through direct sales and integrations with existing lending platforms such as FactorSoft, LoanPro, and QuickBooks that lenders already run.
From the Y Combinator listing
AI Back-Office Automation for Commercial Lenders
Commercial lenders manage billions in assets on legacy software and manual workflows, their systems live on people’s heads like its the 90s. Zolvo replaces the entire back office with AI: automated data ingestion, invoice reconciliation, collections outreach, and funder monitoring. Our clients go live in weeks and eliminate hours of daily manual work per operator, allowing teams to only handle exceptions. We're building the future of commercial lending.
Facts
- Fintech / Fintech -> Credit and Lending
- San Francisco, CA, USA
- 3
- Active
- Early
Founders (1)
- Tony Montes
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