Risklytics
Risklytics is a YC Summer 2026 (S26) company. Based in San Francisco, CA, USA. Team of 2.
About Risklytics
Summary
Risklytics brokers commercial insurance for robotics, autonomous vehicles, drones, hardware, and energy infrastructure companies, replacing the slow, ill-fitted process of working with generalist brokers whose carriers have added AI and autonomy exclusions to standard liability forms. The firm reads policies directly, selects admitted and surplus lines carriers that explicitly cover autonomous and physical-world operations, and manages the full placement so that clients avoid holding uncovered risk after an incident.
Business model
Fee earned on insurance placement as a licensed commercial broker.
Go-to-market
Founders and operators at frontier tech companies are the buyers, reached through direct outreach and the Y Combinator network, and they start by describing their product in plain English rather than filling out standard forms.
From the Y Combinator listing
Insurance for the Frontier
Risklytics is a commercial insurance brokerage for frontier tech: robotics, autonomy, data centers, and energy infrastructure. Insurers are writing AI exclusions into standard liability forms, so companies whose products act in the physical world end up holding risk they thought they had transferred. We specialize in that gap, and we know which carriers in the admitted and surplus lines markets will still underwrite it. If you're building anything that moves, lifts, drives, or powers something, we'd like to talk.
Facts
- Fintech / Fintech -> Insurance
- San Francisco, CA, USA
- 2
- Active
- Early
Founders (2)
Score every batch against your own thesis
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