Proximitty
Proximitty is a YC Winter 2026 (W26) company. Based in San Francisco, CA, USA. Team of 2.
About Proximitty
Summary
Proximitty builds an AI operating system for commercial lending that handles the full loan lifecycle for FDIC-insured banks and fintechs. Its regulator-grade AI agents ingest and reconcile borrower documents, spread financials, generate credit memos, monitor covenants, and service borrower requests across C&I, CRE, and SBA loan portfolios. The product replaces manual analyst work across underwriting, portfolio monitoring, and loan operations.
Go-to-market
FDIC-insured banks and fintechs are the buyers, reached through a sales-led motion with a demo request as the entry point.
From the Y Combinator listing
AI operating system for commercial loans
Proximitty is the AI operating system for commercial loans - we build regulator-grade AI agents that ingest and parse documents, spread financials, automate loan operations and track covenants. We help FDIC-insured banks and fintechs underwrite faster and scale their loan books without scaling costs.
Facts
- Fintech / Fintech -> Credit and Lending
- San Francisco, CA, USA
- 2
- Active
- Early
Founders (2)
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