Insurf
Insurf is a YC Summer 2026 (S26) company. Based in San Francisco, CA, USA. Team of 2.
About Insurf
Summary
Insurf builds AI infrastructure for health insurance decisions, serving companies, families, and medical clinics. Its model Surely prices every filed plan in a given county to identify the lowest true cost for an employer or individual, replacing manual plan comparison. Its product Inveto generates source-cited prior authorization requests and denial appeals for clinics, replacing the administrative work that delays or loses reimbursed care.
Business model
A free audit entry point leading to demo-driven sales, with enrollment support provided by a licensed producer who may receive carrier commissions disclosed on estimates.
Go-to-market
Insurf targets three buyer types, companies adopting ICHRA, individual and family plan shoppers, and medical clinics chasing denied claims, each entering through a dedicated product flow on the website or via a booked demo.
From the Y Combinator listing
The AI-Native Decision Infrastructure for Health Insurance
Insurf is the AI-native data and decision layer for health insurance. Our model Surely identifies the lowest-cost coverage for anyone, saving individuals, families, and companies thousands per employee. Our product Inveto collects the data from hospitals and clinics that informs Surely.
Facts
- Healthcare / Healthcare
- San Francisco, CA, USA
- 2
- Active
- Early
Founders (2)
- Bryan Chung
- Chang Lu
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