Denta
Denta is a YC Summer 2026 (S26) company. Based in San Francisco, CA, USA. Team of 1.
About Denta
Summary
Denta builds and operates a full-stack dental insurance carrier that sells plans directly to employers, replacing legacy carriers whose claims processing runs on paper checks and takes weeks. Employees receive a Denta debit card with a selectable annual coverage cap, and claims settle electronically in seconds. The product targets the administrative overhead that consumes roughly half of every premium dollar collected by incumbent dental insurers.
Business model
Employers pay for employee dental coverage plans with selectable annual caps ($1,000, $1,500, or $2,000 per employee).
Go-to-market
Employers are the buyer; they can book a sales call or connect Denta directly to their payroll system, with team onboarding also available via email or Slack invite.
From the Y Combinator listing
Dental Insurance
Denta is dental insurance. As a full stack carrier, Denta makes insurance 30% cheaper by selling plans directly to employers and processing claims instantly with AI. I grew up in the back office of my dad’s dental practices, spent my high school years answering patient calls, and built software for over 300 dentists during college. I'm now solving the industry's biggest problem: insurance. Everyone knows how bad health insurance is, dental insurance is worse. In the US, dental insurers collect $100B per year. Despite the $25B of that spent on administration, it still takes insurers three weeks to pay claims with paper checks that Denta can pay electronically in seconds. Denta will insure every American, sparing patients and dentists the $25B burden of dealing with legacy carriers.
Facts
- Fintech / Fintech -> Insurance
- San Francisco, CA, USA
- 1
- Active
- Early
Founders (1)
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