Covera
Covera is a YC Fall 2026 (F26) company. Based in San Francisco, CA, USA. Team of 2.
About Covera
Summary
Covera builds AI agents that handle the operational workload inside insurance brokerages: collecting submission documents, entering risk profiles into carrier portals, comparing returned quotes, triaging claims, chasing unpaid premiums, and identifying coverage gaps across a book. Each agent takes on one discrete task and delivers a ready-to-approve output, replacing the manual, repetitive work that keeps brokers away from clients.
Business model
Pricing is not disclosed on the public site.
Go-to-market
Insurance agencies of any size are the buyers, reached through a book-a-demo flow. The agents connect to tools brokerages already run, such as AMS360, lowering the barrier to adoption.
From the Y Combinator listing
AI-native OS for insurance brokers
Covera is the AI-native operating system for independent P&C insurance agencies. It lives inside the agency's AMS and inbox and runs agentic AI workflows across the whole client journey, from the first email to the next renewal. Producers quote first and win more business; CSRs and account managers stop retyping data. Submissions, for producers: every new request becomes a ready file, one click keys every carrier portal for a first quote during the call, quotes come back side by side, and binding updates the AMS with no double entry. Servicing, for CSRs and account managers: answers about any account with their source, COIs and follow-ups drafted, renewal reminders 90, 60 and 30 days out with remarketing when premiums jump, and coverage gaps across the book turned into cross-sell leads. Agencies using Covera go from lead to quote in 5 minutes, save 10 hours a week per user and win 20% more deals against competitors. Every action is reviewed by the agency team and logged for E&O. Works with Applied Epic, AMS360, QQCatalyst, HawkSoft, EZLynx, Momentum, Gmail and Outlook. Built by the founders of Simio (conversational AI, acquired in 2024).
Facts
- Fintech / Fintech -> Insurance
- San Francisco, CA, USA
- 2
- Active
- Early
Founders (1)
- Tiphaine Venet
Score every batch against your own thesis
GPAgent's sourcing agent reads every company in a batch, scores each one against your fund's thesis in a private workspace, and lines up the founders worth meeting before Demo Day. You decide who to contact. Your scores, notes, and pipeline never appear on these pages.
How Accelerator intelligence works