Cova
Cova is a YC Summer 2026 (S26) company. Based in Detroit, MI, USA. Team of 2.
About Cova
Summary
Cova runs an AI-native home care agency that enrolls Medicaid recipients into Michigan's Home Help Program and arranges for a family member or trusted person, rather than a stranger, to be their paid caregiver. The company handles eligibility checks, Medicaid billing, timesheets, and compliance on behalf of families who would otherwise navigate that paperwork alone. AI agents operate the back office, cutting overhead and letting Cova pass the top caregiver pay rate in the state directly to the people doing the work.
Business model
Medicaid, long-term care insurance, and private-pay reimbursement per patient served
Go-to-market
Families enter through a short online form, choosing whether they are giving or receiving care; Cova's care guides then shepherd them through enrollment, making the service effectively self-serve for consumers who qualify for existing government programs.
From the Y Combinator listing
Financial infrastructure for family caregiving
Cova is an AI-native home care agency, licensed in Michigan. We serve Medicaid, LTCI, and private-pay patients; we pay caregivers the highest base rate in the state; and we help unpaid family caregivers get paid through programs they didn't know they qualified for. Our entire operation runs on AI agents, which means less overhead and more value passed directly to the people doing the real work.
Facts
- Healthcare / Healthcare
- Detroit, MI, USA
- 2
- Active
- Early
Founders (2)
- Jordan Ibe
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