Spun Labs
Spun Labs is in a16z speedrun SR007. Based in San Francisco, California, United States of America. Team of 5, founded in 2025.
Facts
- San Francisco, California, United States of America
- 5
- 2025
About Spun Labs
Summary
Spun Labs builds a credit card designed specifically for creators, who earn royalties and other variable income that traditional underwriting models handle poorly. Proprietary AI underwrites fragmented, delayed income streams to set credit limits and repayment periods in real time, replacing predatory advances and income-share deals that cost creators a portion of future earnings. The product targets musicians and other creators who need immediate access to pay they have already earned but not yet received.
Business model
Revenue earned through merchant interchange on card transactions, with no fees charged to creators.
Go-to-market
Creators sign up for the card directly; record labels are onboarded as distribution partners to reach their rosters.
Founders (3)
- Aaron Zhang
- Andrew Zhang
- Kai Charp
Score a cohort against your own thesis
GPAgent's sourcing agent reads cohorts like this one and scores each company against your fund's mandate in a private workspace. Your scores, notes, and pipeline never appear on these pages.
Join the waitlist